1982 Hemmeter
Saginaw, MI 48638

Phone: 989.799.8500
FAX: 989.799.0260

Put our programs to work for you!

BULLET - The CSM Pre-Collection Program
This personalized, powerful, pre-collection delinquency notice program is cost-effective, gets results, and is aimed at reducing delinquency early.

BULLET gives you the opportunity to use our name and credit record leverage before accounts become seriously delinquent.  A flat fee, which includes processing and mailing, is paid for each notice that is sent.

BULLET provides:
  • A commission-free service--everything collected is yours to keep!
  • A tailored program that meets clients' needs and demands.
  • A program designed to return more money to you in a shorter period of time.
  • Notices informing debtor of firm deadlines and possible future action.
  • Use of our name and credit record leverage.
The BULLET is commission-free - everything collected is yours to keep!

The CSM Collection Process
Collections can be the follow-up to our BULLET program or it can be where you start--it's all up to you!  Our rates are competitive, but more importantly if we don't collect, you don't pay!

How CSM collects for you:
  • Collection efforts begin within 24 hours of the account being entered into our system
  • There is personal collector to debtor contact
  • We have Skiptracing specialists who are trained in ways to find debtors whose contact information has changed from what they gave you
  • The Fair Debt Collections Practices Act (FDCPA) is firmly enforced
  • We have worldwide recovery capability
  • State-of-the-art computer systems ensure there is automatic follow-up with the debtors, which increases effectiveness
  • We offer customizable management and control reports
  • Notices are customized to individual client needs
  • All accounts are reported to Experian, Equifax, Trans Union, and CBC Innovis
  • Debtors find it difficult to get future credit until the account is paid
Our customizable reports are tailored to meet your needs.  They're available when you want them and with the information you need.

Our Management Reports:
Lists new accounts each time placements are assigned

Reflects current account performance, dollars collected by BULLET, regular collections, average dollar amounts of listed accounts, dollars of cancelled accounts, and total of dollars collected

Lists placement and status of each debtor account.  You set the specifications and we do the rest!

Acknowledges cancellation of accounts from our inventory