1982 Hemmeter
Saginaw, MI 48638

Phone: 989.799.8500
FAX: 989.799.0260

 The CSM Advantage

Credit Services of Michigan offers clients decades of experience and unmatched credentials in receivables management services.  Our proven track record produces results through:
  • A bonded company committed to excellence in service by using current collection techniques, continually trained staff, and state-of-the-art equipment.
  • Ontario Systems' FACS software gives CSM total automation programs which lower clients' write-offs and increses cash flow.
  • No membership fees or annual dues for any CSM service.
  • Competitive rates for small and large balances.
  • State-wide service in Michigan.
  • Personal service - your needs always come first.
  • All accounts reported to credit files (Experian, Equifax, Trans Union, and CBC Innovis), regardless of balance size.
  • A cooperative extension of your credit and collections department.
  • Computer programs designed to increase your cash flow, not ours.
  • Continuous training and education for your staff to make you more successful in-house and require outside credit and collection services less.
  • Credit reports available to assist in credit-making decisions.
  • Versatile professionals who are experienced in all credit and collection problems.
  • We belong to nationwide associations which can represent our clients in credit reporting, collections, and legal situations.